For Deal Teams
Debt intelligence at portfolio scale.
See what the data room won't show you.
AI-powered covenant extraction, cross-portfolio risk mapping, and Belgian SME debt benchmarks — built for PE, M&A, and restructuring teams who need structured debt data, not PDFs.
The Problem
You're making investment decisions on unstructured debt data.
Every portfolio company has 3–5 lending facilities. Each one is a 30-page PDF. Your analysts are spending days extracting what should take minutes.
Due diligence is a PDF nightmare.
Acquisition targets hand over data rooms full of lending agreements. Your associates spend 40+ hours manually extracting covenant thresholds, fee structures, and cross-default chains across facilities. Errors compound. Deadlines don't move.
Portfolio covenant exposure is a blind spot.
How many portfolio companies have DSCR covenants below 1.3x headroom? Which ones have MAC clauses that could trigger in a downturn? Without structured data across the portfolio, you're managing risk by spreadsheet and memory.
Belgian SME debt benchmarks don't exist — yet.
Institutional data providers cover leveraged finance and investment-grade. Nobody covers the Belgian SME lending market with deal-level granularity. Credia is building the first structured benchmark database for this segment.
What We're Building
Institutional-grade debt intelligence for the SME market.
The Credia Institutional platform is in development. Here's what founding partners will get access to.
Portfolio-wide covenant extraction
Upload term sheets for every portfolio company. Get a unified view of covenant types, thresholds, headroom, and cross-default exposure — structured, searchable, exportable.
Belgian SME debt benchmarks (API + dashboard)
Access Credia's anonymized benchmark database covering interest margins, fee structures, covenant packages, and deal terms across Belgian SME lending. By facility size, sector, and bank.
AI-powered extraction at scale
The same extraction engine that powers Credia's consumer product — 25 covenant types, 40+ key terms, 90-second processing — available via API for bulk processing and data room ingestion.
Custom reporting for investment committees
Quarterly portfolio debt reviews, covenant compliance monitoring, and refinancing risk alerts. Formatted for IC presentations, branded to your firm.
Data & Security
Enterprise-grade data segregation. Your data stays yours.
Each institutional client's uploaded data is fully siloed. Your portfolio data is never mixed with other clients or fed into the benchmark pool without explicit consent.
Client data firewall
Complete data segregation between institutional clients. Your portfolio's term sheets and extracted data are accessible only to your team. No cross-client visibility.
Benchmark data is anonymized
The benchmark database is built from anonymized, aggregated deal data. No individual borrower, company, or transaction is identifiable. K-anonymity applied.
EU-hosted, GDPR compliant
All processing on EU infrastructure. AES-256 encryption at rest and in transit. DPA available. Belgian law applies.
SOC 2 on the roadmap
Enterprise compliance certifications are planned for the institutional launch. We'll work with founding partners to meet your procurement requirements.
Founding Partner Program
Shape the product. Lock in the price.
We're selecting up to 10 institutional firms to co-build the Credia Institutional platform. Founding partners get:
Interested?
Let's talk about your debt data challenge.
Tell us about your portfolio, your team, and what structured debt intelligence would unlock for you. No commitment — just a conversation.
Credia provides structured debt data analysis and market benchmarking. We do not provide financial, legal, or investment advice. All benchmark data is anonymized and aggregated.
Your data is encrypted (AES-256) and processed in the EU. Belgian law applies. DPA available on request. Privacy policy · Terms